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KENNETH McNEAL

CRMS, MRMS
Partner/Mortgage Consultant
NMLS#: 91138
Direct: (662) 823-3901
kmcneal@gumtreemortgage.com

218 S Thomas St. Suite 105
Tupelo, MS 38801

ABOUT ME

As one of the two Principal owners of Gum Tree Mortgage, I'm here to ensure that our team is listening to our clients and working diligently every day to help them realize their dream as it relates to home ownership.

With an educational background in Information Technology, I have a knack for systems and processes. I'm passionate about finding innovative ways to engage our team and our clients in a way that helps us deliver extraordinary customer service that is not readily found elsewhere.

I value family. Family is the real reason I do what I do. Family - mine or yours, is important to me. It is who I am.

I value relationships. For me, business is just word to describe a network of relationships. I value the relationship I have with my team, my clients, and our industry partners we work with every day.

I value dreams. I believe that home ownership is one of the grandest examples of the American Dream. Every time I meet with a client, my ultimate goal is to understand their specific dream.

If I were not a Mortgage Lender, I would most likely be a professional (maybe starving) wake surfer! I enjoy wake surfing way too much... so if I'm not in the office... and the water temperature is greater than 70 degrees... I've likely gone surfing!

In addition to being an all-around good guy, who works very hard for my team and clients, I do hold a Bachelor of Business Administration degree, Magna Cum Laude, from Mississippi State University. I am the past President (and past Vice-President and past Ethics chair) of the Mississippi Association of Mortgage Professionals. I was also named Mortgage Professional of the Year for the State of Mississippi.

I live and work in Tupelo, Mississippi, but I am a native son of the nearby town of New Albany. Married to my high school sweetheart and we have three children and a Chocolate Springer Doodle named Arley. In the summer I wake surf, in the winter I'm an avid duck hunter, and in between I am triathlete who desperately wishes for my younger and faster version!

We are in the business of making dreams come true, and as a byproduct, we offer great mortgage loans!

PATIENCE
GREGORY

Loan Processor
p: (662) 823-3913

SUSAN
SAPPINGTON

Loan Processor
p: (662) 823-3909

LORI
PATTERSON

LOAN PROCESSOR
p: (662) 823-3925

JUDITH
HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918

HEATHER
OVERSTREET

POST CLOSING PROCESSOR
p: (662) 823-3915

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HEATHER OVERSTREET

POST CLOSING PROCESSOR
p: (662) 823-3915
hoverstreet@gumtreemortgage.com

I have been a part of this team for over 10 years and have performed many roles here at Gum Tree Mortgage. With over 20 years of experience in customer care I have what it takes to provide you with great service. Our satisfied customers are our greatest success and I would like the opportunity to make your home closing experience pleasant and simple. I take great pride in my attributions to Gum Tree Mortgage and my community.

I am an active supporter and volunteer in local school and community projects. Reading, growing spiritually, creating art, and watching movies or plays with my children are my favorite personal joys. I am a native of New Albany and now reside in Tupelo with my husband and three daughters.

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JUDITH HANIBLE

CLOSING PROCESSOR
p: (662) 823-3918
jhanible@gumtreemortgage.com

Gum Tree Mortgage is more than a business; we are family and look forward to helping you with your home buying needs. Our Loan Officers and Support staff are readily available to answer questions and give you a pleasant professional experience of what would normally seem to be worrisome. With Gum Tree Mortgage at your side we may be able to help you achieve what competitors have said was impossible.

I have been with Gum Tree Mortgage, LLC - Tupelo branch since 2016 and have witnessed first hand Gum Tree Mortgage give hope to clients. Personally, having over 12 years of banking and finance experience, and serving as one of two Closing Processors it's fulfilling helping clients with their dreams of homeownership or refinancing.

I am a Tupelo native and now reside in Saltillo with my husband and children. I am actively involved in church and church youth programs. Any free time is spent with family and friends.

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PATIENCE GREGORY

LOAN PROCESSOR
p: (662) 823-3913
pgregory@gumtreemortgage.com

I have been with Gum Tree Mortgage for over 3 years with customer service experience of over 10 years.

Along with my experience and a positive "can do" attitude I am able to help carry loans through the mortgage process as quickly and effienctly as possible. I strive to make each customer's experience pleasantly seamless whether building, buying or refinancing their home.

I am a graduate of Mississippi State University with a degree in Business Administration. I am a New Albany native and reside there with my husband and two children. In my free time I enjoy spending time with my family and being outdoors.

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SUSAN SAPPINGTON

LOAN PROCESSOR
p: (662) 823-3909
ssappington@gumtreemortgage.com

I am a self-motivated professional with over 14 years of banking and customer service experience. Working at Gum Tree Mortgage, I get the daily opportunity to fulfill my dearest passions - interacting with our family of customers and helping make their mortgage dreams come true.

Working at Gum Tree Mortgage, I have access to a team of seasoned mortgage professionals with a wealth of expertise and knowledge of the industry. This makes for a sure-footed streamlined process and positive customer service and experience.

Outside of work, I enjoy reading, working out, hiking, baking, and church-related activities.

After marrying my high school sweetheart, 32 years later we moved back to Northeast Mississippi. Together, we have 4 beautiful daughters, and 2 grandchildren.

LORI PATTERSON

LORI PATTERSON

LOAN PROCESSOR
p: (662) 823-3925
lpatterson@gumtreemortgage.com

I'm here to help and I have over 14 years of experience in customer service with 7 of those in banking and finance. My goal every day is to help customers navigate the lending process so that they arrive at their closing with confidence and a clear understanding.

I am a native of Pontotoc, MS where I reside with my husband and 2 daughters. A proud graduate of Blue Mountain College with a Bachelor of Arts in Biblical studies. In my free time, I enjoy working puzzles, reading, and working in our garden. I also enjoy spending time with my family traveling.

SLOAN WESTMORELAND

SLOAN WESTMORELAND

POST CLOSING PROCESSOR
p: (662) 823-3903
swestmoreland@gumtreemortgage.com

Born in Arkansas & raised in Mississippi, I have a natural love for all things Southern. That is why I feel so blessed to be a part of the team at Gum Tree Mortgage, where our hospitality truly makes a difference! Mortgage runs in my family, but I come from a Human Resources background; I had no idea I would absolutely fall in love with this industry. Assisting our Mortgage Consultants and their clients is something I look forward to doing every single day!

In my time outside of work I enjoy being with my husband and daughter! If it's the weekend, you can usually find us at the lake :)

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