Named #1 USDA Lender in Mississippi for the 4th year in a row!

By Administrator

At Gum Tree Mortgage, serving rural families isn’t a line in our mission — it’s the heart of who we are. Today, we’re honored to share a milestone that reflects that commitment.

The U.S. Department of Agriculture Rural Development has named Gum Tree Mortgage:

  • The #1 USDA Lender in Mississippi
  • The #2 USDA 2026 Top Local Lending Partner in the nation.


This recognition was announced during the USDA’s National Lenders of the Year Awards Ceremony, held June 17, 2026, in Washington, D.C. 

To be recognized on a national stage among the country’s most dedicated lenders is a moment of pride for our entire team — and a testament to the families who trust us to guide them home.

 

Why This Award Matters

The USDA Single Family Housing Guaranteed Loan Program plays a vital role in helping families across rural America access affordable, responsible home financing. These loans open doors for buyers who want to plant roots in the communities they love — often with zero down payment, flexible credit guidelines, and long‑term affordability.

USDA Acting Under Secretary Todd Lindsey emphasized the importance of lenders in this mission, noting that home lenders are “on the front lines of affordability” and essential to helping families achieve the dream of homeownership. 

Being named a Top Local Lending Partner means we’re doing exactly what we set out to do: 
empower rural families with clarity, confidence, and a smooth path to homeownership.

 

A Recognition Built on Relationships

This award isn’t just about loan volume — it’s about trust.

Every USDA loan we close represents:

  • A family stepping into their first home, or upgrading to their next
  • A buyer choosing to stay in the community they love
  • A moment where affordability meets opportunity
  • A partnership built on guidance, transparency, and care


Our team works one‑on‑one with buyers, real estate partners, and local communities to ensure every USDA borrower feels supported from application to closing day.

 

Thank You to Our Clients, Partners & Community

We share this recognition with:

  • The families who chose us to walk alongside them
  • The real estate professionals who trust our process
  • The communities we proudly serve
  • The USDA Rural Development team for their partnership


Your confidence fuels our commitment to excellence.

 

Looking Ahead: Continuing the Mission

This award strengthens our resolve to expand access to rural homeownership even further. In 2026 and beyond, Gum Tree Mortgage will continue to:

  • Advocate for affordability
  • Deliver exceptional USDA lending expertise
  • Invest in technology that simplifies the borrower experience
  • Support the growth and vitality of rural communities


We’re just getting started.

 

Ready to Explore a USDA Loan?

If you’re considering a home in a rural or suburban area, a USDA loan may be one of the most affordable paths to homeownership. Our team is here to guide you with clarity, speed, and the expertise that earned this national recognition.

Let’s talk about your next move — and how we can help you get home.

 

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