Gum Tree Mortgage

Tell us your dreams. we're listening!

Welcome to Gum Tree Mortgage and thank you for visiting our site. We're a little different than most mortgage companies. Our single purpose every day is to make the American dream of home ownership accessible, easy, streamlined, and manageable for our customers, with a focus on what has become one of the hallmarks of our brand: unsurpassed customer service rooted in integrity. Tell us your dream - we're listening!

GET TO KNOW GUM TREE

Blog & insights

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Rent increases... but a fixed mortgage doesn't!

06/24/2025

Predictable Payments: The Power of a Fixed-Rate Mortgage One of the most overlooked benefits of homeownership? Stability. When you lock in a fixed mortgage rate, your monthly principal and...

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Celebrating 22 Years of Excellence: Empowering Dreams, One Home at a Time

04/24/2025

Today, we are honored and humbled to celebrate a very special milestone — 22 years of helping families and individuals achieve their dream of homeownership! 🎉 Reflecting on this...

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Smart Homebuyers Focus on Monthly Payment, Not Just Interest Rates

03/16/2025

Your Total Monthly Payment Matters More Than the Interest Rate When shopping for a home, one of the first things people look at is the interest rate on their mortgage. While a lower rate is...

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What people are saying about Gum Tree Mortgage.

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3961 Reviews
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    Jim was very communicative and helpful but was dishonest with us on a few occasions which lessened my trust in him. First, he told me he was a bank and not a mortgage broker, which was false. He also manipulated the closing costs to make us pay more at closing, which was stressful on us since we didn’t have the extra money to pay. He told us the earnest money and appraisal cost was included in the cash to close on multiple occasions when it turns out it was not. It may seem obvious but we are first time homebuyers and didn’t know these things, and instead of helping us understand them it seems like the tried to manipulate us. Lastly, he told me multiple times that the bank was ok with us taking title in a specific way when it turns out it was not. We never saw his face throughout the whole process, and it just seemed very impersonal, and combined with the white lies he seems like a dishonest person. Regardless, he did help us buy a house and for that we are grateful.

    Elana S. Posted on June 1st, 2026
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    If your looking for somebody with some grit you found your girl! she was toe to toe witb with the whole process made sure to be attentive throughout the process. i I think I wore her out cause by the end of our closing she was on vacation. from start to finsih finish She was direct which is what you need and she knows her stuff 💪🏼

    Britney C. Posted on May 18th, 2026
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    Cole explained everything very well and was so easy to reach!

    Michelle L. Posted on May 18th, 2026
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    The overall experience was great.

    Joshua G. Posted on May 18th, 2026
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    Cole explained things very well and was easily accessible and always willing to support us in this process. We will absoluey recommend him!

    Garett L. Posted on May 18th, 2026
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    I have work with Christina in the past and its been a great experience both times.

    Travis B. Posted on May 18th, 2026
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    The attention that Patton took to me and my mortgage! Every Detail was taken care of before I even asked. I received texts or emails to let me know how things were progressing & if they needed any questions answered. Patton was with me at Closing and he knew everything about the whole process, including things the Lawyer would ask me. I was able to go through all of the signing prior to my closing using e-signature . That made the process easier & quicker. Patton made the last big financial decision I would ever make, pleasant and Easy for me!! I will recommend Patton McNeal & GumTree to anyone I know & care about . Thank you Patton for your care and attention to me during this Mortgage process!

    Susan T. Posted on May 18th, 2026
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    Neely is fantastic! 3rd purchase with her help. Quickly responds to any concerns, addressed every concern and helped find what was best for my budget!

    Amanda O. Posted on May 4th, 2026
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    THANK YOU SO MUCH

    Daran R. Posted on May 4th, 2026
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    She was very attentive in helping me get everything in order for me to become a first time home buyer.

    KaShaumie T. Posted on May 4th, 2026

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